Health Insurance Broker

Health insurance brokers are the types of insurance brokers who specialize in the selling of health insurance products. Health insurance is the type of insurance involving the provision of medical benefits. In Canada, the policies offered by health insurance brokers are in compliance with the Canada Health Act that requires the people’s free access to all basic health services. The health insurance products offered by health insurance brokers are used to help the policyholders deal with overwhelming medical expenses.

Examples of health insurance coverage:

- Custodial care - Nursing - Physician Consultation - Rehabilitation - Room accommodation - Surgery - Therapy - Treatment

Some health insurance brokers also offer health insurance policies that include pharmaceutical benefits. Pharmaceutical benefits refer to the insurance coverage that allows the policyholder to get discounts or reimbursements for the purchase of medication. Some health insurance brokers also offer dental health insurance policies. Other possible health insurance coverage is the various laboratory tests or clinical examinations. These may include everything from MRI scans, CT scans, and x-rays to fecal tests, urine tests, and blood tests.

The two types of health insurance brokers are public health insurance brokers and private health insurance brokers. As their names suggests, public insurance brokers offer public health insurance policies while private health insurance brokers offer private health insurance policies. Public health insurance policies are the types of health insurance policies that the government offers to the public. The public health insurance in most Canadian provinces is Medicare. Private health insurance policies, which are the types of health insurance policies offered by private companies, involve the provision of other benefits not included in public health insurance policies.